3 APIs · 1 engine

Pick the modules your website needs. Get APIs in minutes.

Every API call runs through the same risk engine. Results are pushed back to your site via webhooks and stored in your Missing Linx console for review and recheck. Use one module, two, or all three — your API key controls exactly what you can call.

verify

Verification Center

KYC, KYB, payee & identity checks

Verify customers, vendors, contractors, and ACH recipients before money moves. Identity, business, and bank-ownership checks in one call.

Identity + liveness + sanctions in <800ms
Reusable trust passport per subject
Webhook + polling result delivery

Endpoints

POST /api/public/v1/verify/identityPOST /api/public/v1/verify/businessPOST /api/public/v1/verify/userGET /api/public/v1/verify/results

Enable Verification Center

plaid

Plaid Link

Bank linking, balances & ownership

Drop-in Plaid Link with bank-account ownership verification, balance & transaction sync, and continuous fraud signal feed.

Read-only Plaid integration
Owner-name match on every account
Real-time balance + transaction sync

Endpoints

POST /api/public/v1/bank/linkPOST /api/public/v1/bank/syncGET /api/public/v1/bank/results

Enable Plaid Link

ach

ACH Monitoring

ACH validation, scoring & monitoring

Score every ACH transfer in real time. NACHA return-rate monitoring, velocity rules, and 50+ fraud signals before settlement.

Sub-100ms scoring per transfer
Return-rate + velocity guardrails
Hash-chained audit trail

Endpoints

POST /api/public/v1/ach/validatePOST /api/public/v1/ach/createGET /api/public/v1/ach/monitorGET /api/public/v1/ach/results

Enable ACH Monitoring

How it works

1.Generate an API key in your console and tick the modules you want (verify · plaid · ach).
2.Your website calls the endpoints for the modules you enabled. Calls to other modules return 403 scope_missing.
3.Results are pushed back to your registered webhook URL and stored in your console for the account holder to review and recheck.

Get an API key Read the docs